Buy-To-Let Residential Property

buy to let

Planning To Buy To Let?

Are you planning to buy to let residential property? It could be a great long term investment, a great way to generate income – with regular payments on a monthly basis – and a great top up on your retirement pension. Plan it out very well with the help of a property lawyer and you’ll see a great return for your investment.

Planning To Buy-To-Let

Whilst buy-to-let residential property looks like an easy way to generate an income, it can be very risky if you don’t plan well ahead. Before you get started you need to decide if you want to pay cash for a property or if you need to find a mortgage lender. You need to buy a decent property, ready to be inhabited or a property that you can afford to refurbish. Mortgage lenders will have different options for you to choose from as a future landlord, such as interest only repayments.

Property Lawyers And Solicitors

Contact a property lawyer or solicitor and discuss your plans, whether you’ve got a property or not. Lawyers can help you understand what your business plan entails and they can also recommend mortgage lenders, accountants, surveyors and any entity or supplier you might need to get your plan off the ground. Your lawyer will make sure you’re always within the law and anticipate any problems that may arise.

Legal Contracts and Agreements

If you choose to use an agency, they will provide you with a contract which should be reviewed by your lawyer. This is very important because some of the clauses might not work in your favour. Letting agreements between you and the tenants are also legal documents that might be prepared by an agency. But you can have your own agreements prepared by your lawyer. This is a way of ensuring that what is in the agreement is exactly how you want your landlord-tenant relationship to be. You need to be the one serving the cards.

Are you planning to buy-to-let residential property? Are you planning to become a landlord or are you already one? Please give us a call and we can discuss with you all the different options you have at different stages of your plans. SG

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