So you’re sat there with a glass of wine (or stronger) and thought what am I going to resolve to do in 2015? Aside from the usual join the gym, spend less and drink less here are my top 3 resolutions.
1. Small Print: Read that small print – especially if you are in business. Instead of just “tick the box” actually open up the page and scan through it – what out for indemnities, minimum terms and is there anything which really doesn’t look like it applies.
2. Creditors: Don’t put your head in the sands if you owe someone money. If those letters before action come in address the issues. If there is a dispute try and get objective and weigh up whether your reasons for disputing the debt are valid and ultimately going to be listened to by a court – before the problem escalates. At this time of year with tax payments it can be difficult to manage cash flow.
3. VAT Rules: If you are selling goods and services over the web outside the UK then you need to get your head round the new VAT rules which came into force on 01.01.15. As always not the easiest subject to tackle but there is now a growing body of commentary to assist.
OK so none of those are going to reduce your waist line, overdraft or help your liver – but they could help keep you out of legal harms way for the next 12 months. If you would like to discuss any of this with me give me a call.
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